HelloSafe » Car Insurance » Car Insurance Groups » Ford Ka
verified information
Information verified by Adeline Harmant
Our articles are written by experts in their fields (finance, trading, insurance etc.) whose signatures you will see at the beginning and at the end of each article.They are also systematically reviewed and corrected before each publication, and updated regularly.
Discover the methodology
Table of Contents
You are the happy owner of a Ford Ka?
Find out to which insurance group your beloved vehicle belongs to and make sure you get the best insurance deal out of it.
Find the car insurance that suits you best in just a few seconds!Learn more
What car insurance group is my Ford Ka Plus 2016 ?
| Version | Insurance Group | Annual Road Tax | Average Insurance Premium |
|---|---|---|---|
| Studio 1.2 Ti-VCT 70PS 5d | 1 | £30 - £145 | £438,00 |
| Studio 1.2 Ti-VCT 70PS (08/2018 on) 5d | 3 | £145 | £446,80 |
| Zetec Colour Edition 1.2 Ti-VCT 85PS 5d | 5 | £145 | £460,30 |
| White Edition 1.2 Ti-VCT 85PS 5d | 5 | £30 - £145 | £460,30 |
| Zetec 1.2 Ti-VCT 70PS 5d | 2 | £30 - £145 | £442,38 |
| Zetec 1.2 Ti-VCT 70PS (08/2018 on) 5d | 4 | £145 | £451,27 |
| Zetec 1.2 Ti-VCT 85PS 5d | 5 | £30 - £145 | £460,30 |
| Zetec 1.2 Ti-VCT 85PS (08/2018 on) 5d | 5 | £145 | £460,30 |
| Zetec 1.5 TDCi 95PS 5d | 10 | £145 | £502,94 |
| Black Edition 1.2 Ti-VCT 85PS 5d | 5 | £30 - £145 | £460,30 |
What car insurance group is my Ford Ka Plus Active 2018 ?
| Version | Insurance Group | Annual Road Tax | Average Insurance Premium |
|---|---|---|---|
| 1.2 Ti-VCT 85PS 5d | 6 | £145 | £464,90 |
| 1.5 TDCi 95PS 5d | 10 | £145 | £502,94 |
What car insurance group is my Ford Ka Hatchback 2009 ?
| Version | Insurance Group | Annual Road Tax | Average Insurance Premium |
|---|---|---|---|
| 1.2 Style 3d | 3 | £30 | £446,80 |
| 1.2 Studio (Start Stop) 3d | 3 | £30 | £446,80 |
| 1.2 Studio 3d | 2 | £30 | £442,38 |
| 1.2 Grand Prix II (Start Stop) 3d | 5 | £30 | £460,30 |
| 1.2 Studio Connect (Start Stop) 3d | 5 | £30 | £460,30 |
| 1.2 Tattoo (Start Stop) 3d | 3 | £30 | £446,80 |
| 1.2 Tattoo 3d | 3 | £30 | £446,80 |
| 1.2 Style (Start Stop) 3d | 3 | £30 | £446,80 |
| 1.2 Style 3d | 3 | £30 | £446,80 |
| 1.2 Grand Prix (Start Stop) 3d | 3 | £30 | £446,80 |
| 1.2 Grand Prix 3d | 3 | £30 | £446,80 |
| 1.2 Digital (Start Stop) 3d | 3 | £30 | £446,80 |
| 1.2 Digital 3d | 3 | £30 | £446,80 |
| 1.2 Zetec (Start Stop) 3d | 3 | £30 | £446,80 |
| 1.2 Zetec 3d | 3 | £30 | £446,80 |
| 1.3 TDCi Zetec (Start Stop) 3d | 3 | £20 | £446,80 |
| 1.3 TDCi Zetec 3d | 3 | £30 | £446,80 |
| 1.2 Edge (Start Stop) 3d | 3 | £30 | £446,80 |
| 1.2 Edge 3d | 3 | £30 | £446,80 |
| 1.2 Grand Prix III (Start Stop) 3d | 5 | £30 | £460,30 |
| 1.2 Metal (Start Stop) 3d | 5 | £30 | £460,30 |
| 1.3 TDCi Metal (Start Stop) 3d | 6 | £20 | £464,90 |
| 1.2 Zetec White Edition 3d | 3 | £30 | £446,80 |
| 1.2 Zetec Black Edition 3d | 3 | £30 | £446,80 |
| 1.2 Tattoo Premium (Start Stop) 3d | 3 | £30 | £446,80 |
| 1.2 Tattoo Premium 3d | 3 | £30 | £446,80 |
| 1.3 TDCi Titanium 3d | 4 | £30 | £451,27 |
| 1.2 Titanium (Start Stop) 3d | 3 | £30 | £446,80 |
| 1.2 Titanium (Leather) 3d | 3 | £30 | £446,80 |
| 1.2 Titanium 3d | 3 | £30 | £446,80 |
| 1.3 TDCi Titanium (Start Stop) 3d | 4 | £20 | £451,27 |
What car insurance group is my Ford Ka Hatchback 1996 ?
| Version | Insurance Group | Annual Road Tax | Average Insurance Premium |
|---|---|---|---|
| 1.3i (70ps) 3d | 10 | £160 | £502,94 |
| 1.3i Now 3d | 10 | £160 - £200 | £502,94 |
| 1.3i 3d | 10 | £160 - £200 | £502,94 |
| 1.3i 2 3d | 10 | £160 | £502,94 |
| 1.3i 3 3d | 10 | £160 | £502,94 |
| 1.3i Studio (70ps) 3d | 10 | £160 | £502,94 |
| 1.3i Style (70ps) 3d | 11 | £160 | £513,00 |
| 1.3i Style 3d | 11 | £200 | £513,00 |
| 1.3i Collection (70ps) 3d | 10 | £160 | £502,94 |
| 1.3i Collection 3d | 10 | £160 - £200 | £502,94 |
| 1.3i Zetec (70ps) 3d | 11 | £160 | £513,00 |
| 1.3i Sun Collection 3d | 10 | £200 | £502,94 |
| 1.3i Design 3d | 10 | £160 - £300 | £502,94 |
| 1.3i Design II 3d | 10 | £160 | £502,94 |
| 1.3i 2 Aquamarine Frost 3d | - | £160 | - |
| 1.3i 2 Blue 3d | - | £160 | - |
| 1.3i 2 Citrus Gold 3d | - | £160 | - |
| 1.3i 2 Copper 3d | - | £160 | - |
| 1.3i 2 Green 3d | - | £160 | - |
| 1.3i 2 Pacific Green 3d | - | £160 | - |
| 1.3i 2 Silver 3d | - | £160 | - |
| 1.3i Black 3d | - | £160 | - |
| 1.3i Silver 3d | 11 | £160 | £513,00 |
| 1.3i Millenium 3d | 11 | £160 | £513,00 |
| 1.6i SportKa 3d | 15 | £260 | £554,97 |
| 1.3i Style (70ps) 3d (Climate) | 11 | £160 | £513,00 |
| 1.3i Style Two Tone 3d | 11 | £160 | £513,00 |
| 1.3i Zetec Two Tone 3d | 11 | £200 | £513,00 |
| 1.3i Zetec (70ps) 3d (Climate) | 11 | £200 | £513,00 |
| 1.3i Finale 3d | 11 | £200 | £513,00 |
| 1.3i Sublime 3d | 11 | £200 | £513,00 |
| 1.3i LuxuryKa (70ps) 3d | 11 | £200 | £513,00 |
| 1.3i LuxuryKa 3d | 11 | £160 - £200 | £513,00 |
| 1.6i SportKa SE 3d | 16 | £260 | £560,52 |
The average premium quotes are for a 45 years old driver with clean record driving an eco-car in West of England.
Yearly quotes mentioned above are only indicative and based on the average premium by insurance group. Prices can be easily multiplied by 2 or even by 3 whether you are a young or a convicted driver or if you live in London area for instance.
Whether you are looking for Ford Ka insurance for 17 years old or for senior drivers, the best option is always to stop auto renewing and start comparing quotes.
Find the car insurance that suits you best in just a few seconds!Learn more
What does car insurance group means exactly? What type of cars are in each group? What are the cheapest cars to insure? Get to know more on car insurance groups with our ultimate guide.
You didn't find your car model in the list above? Find out everything you need to know about your car model with our car insurance group checker.
What are the cheapest cars to insure?
Remember the criteria that Thatcham Group uses to determine car insurance groups. The cheapest cars to insure will generally be those with:
- Smaller engines
- Low top speeds
- Limited 0-60 acceleration
- No modifications or high spec trim
- A low list price (it means the standard price for new car before dealer gives any discount).
All other things being equal, the cheapest insurance group is Group 1. While you may not find the specification you want among the very lowest insurance group cars, overall car insurance groups 1-20 will generally give you relatively low insurance rates. Once you start climbing above group 30, you’re going to be looking at comparatively steep premiums.
However, whether you are a learner driver or an experienced driver with a clean licence, the cheapest cars to insure will always be the same.
You will find below a list of most famous car trims famous to be getting cheap quotations from providers:
| Car manufacturer | Car band |
|---|---|
| Skoda | Skoda Citigo, Skoda Fabia |
| Volkswagen | Volkswagen Polo, Volkswagen Up |
| Hyundai | Hyundai i10 |
| Ford | Ford Ka+, Ford Fiesta |
| Vauxhall | Vauxhall Corsa |
| Toyota | Toyota Yaris |
When you’re looking for a car, remember to check the exact model and specifications, because the detail really does matter if you want to get cheaper car insurance. For instance, the Hyundai i10 comes handily into Group 1 or 2 with the 1 litre engine, but the higher spec i10 Premium with a 1.2 litre engine pushes the insurance group up to 5.
Find the car insurance that suits you best in just a few seconds!Learn more
Did you like this article?
Alexandre Desoutter
Alexandre Desoutter has been working as editor-in-chief and head of press relations at HelloSafe since June 2020. A graduate of Sciences Po Grenoble, he worked as a journalist for several years in French media, and continues to collaborate as a as a contributor to several publications.
In this sense, his role leads him to carry out steering and support work with all HelloSafe editors and contributors so that the editorial line defined by the company is fully respected. and declined through the texts published daily on our platforms.
As such, Alexandre is responsible for implementing and maintaining the strictest journalistic standards within the HelloSafe editorial staff, in order to guarantee the most accurate, up-to-date information on our platforms. and expert as possible. Alexandre has in particular undertaken for two years now the implementation of a system of systematic double-checking of all the articles published within the HelloSafe ecosystem, able to guarantee the highest quality of information.
Ask a question, an expert will respond
I'm Alexandre Desoutter, an expert in the field of car insurance, with a background as the editor-in-chief and head of press relations at HelloSafe since June 2020. I hold a degree from Sciences Po Grenoble and have worked as a journalist for several years in French media. My role involves steering and supporting the work of HelloSafe editors and contributors to ensure that the company's editorial line is respected in the texts published on their platforms. I am responsible for implementing and maintaining strict journalistic standards within the HelloSafe editorial staff to guarantee accurate, up-to-date, and expert information.
Now, let's delve into the information provided in the article:
Ford Ka Plus 2016
- Studio 1.2 Ti-VCT 70PS 5d: Insurance Group 1, Annual Road Tax £30 - £145, Average Insurance Premium £438.00
- Studio 1.2 Ti-VCT 70PS (08/2018 on) 5d: Insurance Group 3, Annual Road Tax £145, Average Insurance Premium £446.80
- Zetec Colour Edition 1.2 Ti-VCT 85PS 5d: Insurance Group 5, Annual Road Tax £145, Average Insurance Premium £460.30
- ... (similar details for other versions)
Ford Ka Plus Active 2018
- 1.2 Ti-VCT 85PS 5d: Insurance Group 6, Annual Road Tax £145, Average Insurance Premium £464.90
- 1.5 TDCi 95PS 5d: Insurance Group 10, Annual Road Tax £145, Average Insurance Premium £502.94
Ford Ka Hatchback 2009
- Various versions ranging from Insurance Group 2 to Group 15, with corresponding Annual Road Tax and Average Insurance Premium.
Ford Ka Hatchback 1996
- Various versions ranging from Insurance Group 10 to Group 16, with corresponding Annual Road Tax and Average Insurance Premium.
Car Insurance Information
- The article provides insight into the criteria used by Thatcham Group to determine car insurance groups, including factors such as engine size, top speed, acceleration, modifications, trim, and list price.
- It highlights that cars with smaller engines, lower top speeds, limited acceleration, no modifications, and low list prices generally fall into lower insurance groups (Group 1 being the cheapest).
- A list of car models known for cheaper insurance premiums, including Ford Ka+ and Ford Fiesta.
General Information
- The article emphasizes the importance of comparing insurance quotes and mentions that premiums can vary based on factors like age, driving record, and location.
- It suggests that stopping auto-renewal and actively comparing quotes is essential for finding the best insurance deals.
Conclusion
In conclusion, the article provides detailed information about the insurance groups, annual road tax, and average insurance premiums for various Ford Ka models. It also offers general advice on finding the best insurance deals and understanding the factors influencing insurance group categorization.
